good credit is important. (esp. in a society that is built around consumerism.)

take it from me, dear friends, you want to request a copy of your credit reports each year. it is not a foolproof way of preventing someone from stealing your identity, but it will help you keep track of what accounts are in your name.

you can receive a free credit report each year. why not? below are the three major credit reporting agencies in the u.s.

experian
transunion
equifax